What do 401k, 403b or 457 programs cost participants? Do HR departments or employers know? Plan sponsors, owners or employees should know the regulation differences between a 408 b (2) (sponsor) and 404 (a) (participant) Fee Disclosure form. Learn all the hidden expenses and fees associated with retirement plans in one hour of sheer fun. Presenters from Financial Consulting Group: Director Kenneth Riffle, MBA, and Partner and Director of Marketing & Business Development Jeremy S. Plyler, AIF, both of whom hold a Series 65 (Registered Investment Advisor) license. Pre-registration is required and begins September 2.